The real world is not about paying for everything in cash. If you doubt the cash method, stop! Cash works, and you can make this work for you and your family. To make this fun, I created different money envelopes and Valentine’s Day envelopes to use this month.
This year I encouraged my readers and subscribers to challenge themselves if they are not using cash envelopes and start immediately. In January, we saved $541 thanks to using cash! Using cash helps us save money, and because this is a primary focus, we decided to go back to using cash envelopes and growing our savings. So instead, we swipe our cards and spend more money. We don’t enjoy using cash envelopes because it is not convenient. They help us save money and stay focused. We have made this clear in posts, but guess what?Ĭash envelopes work. In late 2018, we decided to change our financial game, including using cash envelopes. We used the cash methods at the beginning of our financial journey. Best of all, you’ll also find that you have fewer impulse buys and work even harder to stay within your budget by couponing or looking for other ways to save money. You’ll be surprised at how much less money you spend. Give it a try and see how it works for you.
The cash envelope system is a great way to ensure you stick to your budget. Rolling the money to the next pay period helps ensure that you have more money for those extras. We all have months when we’ll need to spend more than usual.įor example, when the holidays roll around, you’ll more than likely spend more money on groceries. It’s always a good idea to roll that money into the next pay period. People often ask what you should do with the money you have left over.
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